Brokers and Underwriters
MIC is a speciality-specific insurance broker, arranging professional indemnity insurance for doctors practising in the UK, and including an in-house medico-legal advisory service. MIC currently supports consultants from a range of specialties, as well as supporting specialty-specific schemes, such as PRASIS (for plastic surgeons) and OTSIS (for orthopaedic surgeons).
MIC take a collaborative approach to create a strong and beneficial partnership with individual doctors and with the Clinical Boards of the schemes that we support, bringing together a single team of doctors, lawyers, brokers and underwriters all striving to achieve the best outcome we can for OTSIS members. Unlike the traditional medical defence organisations, who offer discretionary assistance on an ‘occurrence’ basis, the products we can arrange give contractual certainty on a ‘claims-made’ basis. As long as you comply with the terms and conditions of your policy, you can be sure that you will be protected if you subsequently face a clinical negligence claim, GMC investigation or other legal process arising from your practice of medicine.
Founded in 1967 W. R. Berkley Corporation (WRBC) is an insurance holding company that is among the largest commercial lines writers in the United States. WRBC is 354 in the Fortune 500 rankings and is rated by AM Best A+ (Superior) and A+ (Strong) by Standard & Poors.*
W/R/B Underwriting, which operates Syndicate 1967, was established in 2008 as part of WRBC to underwrite within the Lloyd’s and London Market. The syndicate underwrites US$285M (2017) across multiple product lines.
W/R/B Underwriting are honoured to be the appointed insurer for the members of OTSIS. As one of the first insurers to offer Medical Malpractice insurance to surgeons in the UK, we provide a wealth of experience which enables us to deliver tailored solutions, flexible products and authoritative underwriting.
W/R/B Underwriting undertook an analysis of their product for surgeons, and following this they now have an enhanced offering including the additional benefits; contract disputes, providing assistance in a dispute with a private hospital, the provision of a no claims bonus and cover during maternity, paternity or sabbatical leave.
* Independent ratings from third party rating companies. Correct as at October 2019.
CFC is a specialist insurance provider and a pioneer in emerging risk. With a track record of disrupting inefficient insurance markets, CFC uses proprietary technology to deliver high-quality products to market faster than the competition while making it easier for brokers to do business. Our broad range of commercial insurance products are purpose-built for today’s risks, and we aim to give our customers everything they need in one, easy-to-understand policy.
Headquartered in London, CFC serves more than 70,000 businesses in over 80 countries.
Sharon Brennan, Practice Leader – Medical Malpractice, CFC Underwriting
With over 30 years’ experience in the Lloyd’s of London insurance market, Sharon is one of the UK’s leading medical malpractice underwriters and a recognised authority on traditional and newer emerging risks that healthcare organisations and professionals face. Responsible for designing and launching bespoke medical indemnity products and schemes, Sharon works with leading hospitals and a wide range of affinity groups, including surgeons and dental practitioners. A highly respected speaker and market commentator, Sharon regularly contributes to industry publications and journals and appears at healthcare and medical conferences both in the UK and internationally.
Jo Clift – Medical Malpractice Underwriter, CFC underwriting
Jo has over 20 years’ experience as an underwriter and has specialised in insurance for the healthcare industry for the last 18 years. Having been a Medical Malpractice underwriter for nearly 14 years, she is generally considered to be a technical expert. She has a lot of experience writing schemes for affinity associations and a wide range of individual practitioners in addition to more standard corporate programmes. She regularly supports brokers and clients at a range of conferences around the UK.