OTSIS Brokers

MIC is a speciality-specific Medical Defence Organisation, arranging professional indemnity insurance for doctors practising in the UK, and including an in-house medico-legal and legal advisory service. MIC currently supports consultants from a range of specialties, as well as supporting specialty-specific schemes, such as PRASIS (for plastic surgeons) and OTSIS (for orthopaedic surgeons).

Our approach is different. We working in true partnership with indivudal doctors and with the Clinical Boards of the schemes that we support, and we bring together a single team of doctors, lawyers, brokers and underwriters all striving to achieve the best outcome for our members. Unlike the traditional medical defence organisations, who tend to offer discretionary assistance on an ‘occurence’ basis, our product provides contractual certainty on a ‘claims-made’ basis. As long as you comply with the terms and conditions of your policy, you can be sure that you will be protected if you subsequently face a clinical negligence claim, GMC investigation or other legal process arising from your practice of medicine.

OTSIS Underwriters

Founded in 1967 W. R. Berkley Corporation (WRBC) is an insurance holding company that is among the largest commercial lines writers in the United States. WRBC is 354 in the Fortune 500 rankings and is rated by AM Best A+ (Superior) and A+ (Strong) by Standard & Poors.*

W/R/B Underwriting, which operates Syndicate 1967, was established in 2008 as part of WRBC to underwrite within the Lloyd’s and London Market. The syndicate underwrites US$285M (2017) across multiple product lines.

W/R/B Underwriting are honoured to be the appointed insurer for the members of OTSIS. As one of the first insurers to offer Medical Malpractice insurance to surgeons in the UK, we provide a wealth of experience which enables us to deliver tailored solutions, flexible products and authoritative underwriting.

W/R/B Underwriting undertook an analysis of their product for surgeons, and following this they now have an enhanced offering including the additional benefits; contract disputes, providing assistance in a dispute with a private hospital, the provision of a no claims bonus and cover during maternity, paternity or sabbatical leave.

* Independent ratings from third party rating companies. Correct as at October 2019.